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| 1 | Scheme | Sandhya Chhaya Jest Nagarik Niyamit Utpanna Yojana |
| 2 | Valid till | 10.10.2026 (Only for 2 Months) |
| 3 | Period of Deposits | 36 Months to 60 Months |
| 4 | Deposit Amount |
Minimum : Rs.1000/- Maximum : Rs. 2,00,00,000/- (Rs. Two Crores ) |
| 5 | Eligible Deposits |
Domestic Term Deposit New and Renewal Deposits Senior Citizen only (Age. 60 yrs & above) |
| 6 | Interest Rate | 8 % p.a. (Simple Interest) |
| 7 | Payment of Interest |
Monthly / Quarterly/ Half /Yearly Interest. Interest amount (net of TDS) credited to depositor's other SB/CD/OD account) |
| 8 | TDS | At applicable rate as per Income Tax Act |
| 9 | Premature Withdrawal | As applicable for Term Deposit. |
| 10 | Loan Facility | Available |
| 11 | Auto Renewal | Not Available |
| SR.NO | Period | General Depositors | Senior Citizen |
|---|---|---|---|
| 1 | 7 to 45 days | 3.30% | 3.80% |
| 2 | 46 to 179 days | 5.30% | 5.80% |
| 3 | 180 days to 210 days | 6.05% | 6.55% |
| 4 | 211 days to below 1 year | 6.30% | 6.80% |
| 5 | 1 year to below 2 year | 6.50% | 7.00% |
| 6 | 2 year to below 3 year | 6.70% | 7.20% |
| 7 | 3 year to below 5 year | 6.55% | 7.05% |
| 8 | 5 year to 10 year | 7.00% | 7.50% |
| 1 | Scheme | AMRIT KALASH |
| 2 | Valid Till | Further Instructions |
| 3 | Period of Deposits | 444 |
| 4 | Eligible Deposits | i) Domestic Retail Term Deposit |
| 5 | Interest Rate | 6.70% General Public 7.20% Senior Citizen. 7.30% Super Senior Citizen. |
| 6 | Pament of Interest | i) Term Deposit- at monthly/Quarterly Special Term Deposit on Maturity ii) Interest, net of TDS, shall we credited to customers account |
| 7 | TDS | At applicable rate as per Income Tax act |
| 8 | Premature Withdrawal | As applicable for Retail Term Deposit. |
| 9 | Loan Facility | Available |
| 10 | Auto Renewal | Not Available |
| 1 | Scheme | AMRIT VRISHTI |
| 2 | Valid Till | Further Instructions |
| 3 | Period of Deposits | 400 |
| 4 | Eligible Deposits | i) Domestic Retail Term Deposit |
| 5 | Interest Rate | 6.85% General Public 7.35% Senior Citizen. 7.45% Super Senior Citizen. |
| 6 | Pament of Interest | i) Term Deposit- at monthly/Quarterly Special Term Deposit on Maturity ii) Interest, net of TDS, shall we credited to customers account |
| 7 | TDS | At applicable rate as per Income Tax act |
| 8 | As applicable for Retail Term Deposit. | |
| 9 | Loan Facility | Available |
| 10 | Auto Renewal | Not Available |
Address: 217, Raja Rammohan Roy Road, Girgaum,
Mumbai- 400 004.